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Canadian Mortgages Inc - Canada's Mortgage Experts
Canadian Mortgages Inc Provides Financing at Rates You Can Afford. Get Access To Excellent Mortgage Rates Throughout Canada. Call Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/
Apply For A Loan Online - It's Easy and Secure
Apply For a Loan Online and Save Time On Your Next Credit Approval. Call CMI Today at 1 888 465-1432.
https://www.canadianmortgagesinc.ca/apply_for_a_loan_online.asp
Contact Us | Canadian Mortgages Inc
Fill Out Our Online Mortgage Application and Get Multiple Mortgage Quotes in 24 Hours or Call Us Today at 1 888-465-1432.
http://www.canadianmortgagesinc.ca/contact-us.html
Mortgage Products - Which Mortgage is Right For You?
Learn How a CMI Mortgage Broker Can Help You Choose From One of Our Many Mortgage Products So You Can Get a Customized Mortgage That Fits Your Lifestyle. Call Us Today at 1 888 465-1452.
http://www.canadianmortgagesinc.ca/products.html
Mortgage Partners - Selected Professionals | Complete Real Estate Services
Save Time - Let CMI Provide You With Selected Mortgage Partners Including, Real Estate Agents, Legal Counsel, Insurance Agents and Accountants. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/partners.html
Mortgage Rates | Canadian Mortgages Inc
Fill Out Our Online Mortgage Application and Get Multiple Mortgage Quotes in 24 Hours or Call Us Today at 1 888-465-1432.
http://www.canadianmortgagesinc.ca/mortgage_rates.html
Canadian Mortgage Application - Multiple Offers In 24 Hours
Fill Out Our Online Mortgage Application and Get Multiple Mortgage Quotes in 24 Hours or Call Us Today at 1 888-465-1432.
http://www.canadianmortgagesinc.ca/applications.html
Choosing The Right Mortgage With Canadian Mortgages Inc
Choosing The Right Mortgage Can Time Consuming and Difficult. A CMI Mortgage Broker Can Save You Time and Money. Call Today at 1 86 465-1432.
http://www.canadianmortgagesinc.ca/choosing_the_right_mortgage.html
Ontario Mortgages - Canadian Mortgages Inc
Get Lower Rates On Ontario Mortgages and Home Equity Loans Through Our Network of Over 250 Lenders. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/ontario.html
BC Mortgages - British Columbia Mortgage Brokers
BC Mortgages - Whether You Are Buying Your First Home or Refinancing a Home Equity Loan, CMI Will Help You Choose The Right Mortgage. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/bc.html
Alberta Mortgages - CMI Certified Mortgage Professionals
Get a Low-Interest Rate on Alberta Mortgages From a CMI Mortgage Professional Without Even Leaving Your Home. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/alberta.html
Manitoba Mortgages - Low Mortgage Rates & Fast Service
Learn How a CMI Mortgage Broker Can Save You Money on Manitoba Mortgages and Home Equity Loans. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/manitoba.html
Mortgage Calculator - CMI Certified Mortgage Professionals
Get a Low-Interest Rate on Alberta Mortgages From a CMI Mortgage Professional Without Even Leaving Your Home. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/calculator.asp
Mortgage Glossary | Canadian Mortgages Inc
Mortgage Glossary commonly used terms.
http://www.canadianmortgagesinc.ca/glossary/
Top 10 Most Frequenty Asked Mortgage Questions
Top 10 Most Frequenty Asked Mortgage Questions.
http://www.canadianmortgagesinc.ca/questions_answers/
Sitemap | Canadian Mortgages Inc
Sitemap for Canadian Mortgages Inc.
http://www.canadianmortgagesinc.ca/sitemap.html
Our Lenders
First National Mortgages
First National does mortgages differently. As Canada's largest non-bank provider of single-family residential mortgages,
http://www.canadianmortgagesinc.ca/first-national.html
Mortgage Brokers
Mortgage Brokers - Canadian Mortgages Inc
CMI Mortgage Brokers Offer a Free Mortgage Finance Service That Provides You With Choice, Expertise and Convenience. Call Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/broker/
Calgary Mortgage Broker
Calgary Mortgage Broker - CMI Services Calgary and All of Southern Alberta
http://www.canadianmortgagesinc.ca/broker/calgary.html
Edmonton Mortgage Broker
Edmonton Mortgage Broker - Assisting Home Buyers Across Alberta
http://www.canadianmortgagesinc.ca/broker/edmonton.html
Ottawa Mortgage Broker
Mortgage Broker for Ottawa - Canada's National Capital Region
http://www.canadianmortgagesinc.ca/broker/ottawa.html
Toronto Mortgage Broker
Toronto Mortgage Brokers - Assisting Home Buyers Across the GTA
http://www.canadianmortgagesinc.ca/broker/toronto.html
Vancouver Mortgage Broker
Looking for a Home in the Lower Mainland? Talk to Our Mortgage Brokers First
http://www.canadianmortgagesinc.ca/broker/vancouver.html
Second Mortgage
Second Mortgage
If you need access to the equity in your home, a second mortgage from CMI may be the answer.
http://www.canadianmortgagesinc.ca/second_mortgage/
2nd Mortgages
CMI Second Mortgage Loans
http://www.canadianmortgagesinc.ca/2nd_mortgages/
Affordable Second Mortgages
CMI’s mortgage brokers are skilled at helping you assess the best course of action for managing your home financing.
http://www.canadianmortgagesinc.ca/second_mortgage/affordable.html
High – Ratio 2nd Mortgages
If you are not willing to break your 1st mortgage because the interest rate on your loan is significantly lower than current interest rates.
http://www.canadianmortgagesinc.ca/second_mortgage/high_ratio.html
Second Mortgages Canada
Arranging for a home equity second mortgage can be an excellent way to repair damaged credit and reduce expensive credit card payments.
http://www.canadianmortgagesinc.ca/second_mortgage/canada.html
Debt Consolidation Loans
CMI has a number of debt consolidation programs that allow you to use your home equity for credit repair.
http://www.canadianmortgagesinc.ca/second_mortgage/debt_consolidation_loan.html
Second Home Mortgage
Canadian Mortgages Inc. (CMI) specializes in assisting individuals who own multiple properties for any purpose.
http://www.canadianmortgagesinc.ca/second_mortgage/home.html
Bad Credit 2nd Mortgages
While most major banks don’t offer any type of second mortgage option, Canadian Mortgages (CMI) works with dozens of lenders that specialize in bad credit second mortgages.
http://www.canadianmortgagesinc.ca/second_mortgage/bad_credit_loans.html
Private Mortgages
If you have had trouble qualifying for traditional home financing, no matter the reason, you may want to consider private mortgages.
http://www.canadianmortgagesinc.ca/second_mortgage/private.html
Home Equity Loans
Home Equity Loans
Home equity loans (second mortgage) can provide you with the financial resources you need to pay off debts or take on a major expense.
http://www.canadianmortgagesinc.ca/home_equity_loans/
Home Equity Line Of Credit
A home equity line of credit (HELOC) is a great solution for homeowners who are looking for flexible borrowing solutions.
http://www.canadianmortgagesinc.ca/home_equity_loans/line_of_credit.html
Equity Loans Canada
If you are looking to tap into your home equity via a new first mortgage, CMI has the ability to create a customized solution to fit your circumstances.
http://www.canadianmortgagesinc.ca/home_equity_loans/canada.html
Stated Income Home Equity Loan
Arranging for a home equity second mortgage can be an excellent way to repair damaged credit.
http://www.canadianmortgagesinc.ca/home_equity_loans/stated_income.html
Home Equity Mortgages
If you are looking to start up a company but lack the necessary capital to do so, CMI can help you find a way to acquire the financing you need even though you may not have any income stream.
http://www.canadianmortgagesinc.ca/home_equity_loans/mortgages.html
Hard Money Lending
Bad credit affects many, and often find it difficult to find a home loan. Individuals with low income levels and poor credit rating are eligible for 2nd private mortgages too!
http://www.canadianmortgagesinc.ca/home_equity_loans/hard_money_lending.html
Canada Bad Credit Loans
Traditional mortgage lenders do not give individuals who make common credit errors a second chance.
http://www.canadianmortgagesinc.ca/home_equity_loans/canada_bad_credit.html
Reverse Mortgages
If you have retired or are planning to retire soon, you probably have some clear goals in mind. You may want to travel.
http://www.canadianmortgagesinc.ca/home_equity_loans/reverse_mortgages.html
Financing Home Renovations
Many home owners take a casual approach to home renovation and repair needs.
http://www.canadianmortgagesinc.ca/home_equity_loans/financing_home_renovations.html
Home Refinancing
Home Refinancing
In many situations home refinancing is a great way to help you achieve these goals. Before making a final decision.
http://www.canadianmortgagesinc.ca/home_refinancing/
Canada Mortgage Renewal
What happened the last time your mortgage came up for renewal?
http://www.canadianmortgagesinc.ca/home_refinancing/canada_mortgage_renewal.html
Mortgage Refinance Canada
If you are dissatisfied with your current mortgage lender and you are looking for a new home loan, over 95% of the time you will be eligible to refinance your current mortgage.
http://www.canadianmortgagesinc.ca/home_refinancing/refinance_canada.html
Investment Property Loan
Owning a rental investment property is a great long-term investment. While you are renting out your property.
http://www.canadianmortgagesinc.ca/home_refinancing/investment_property_loan.html
Mortgage Refinancing For Self Employed
Second mortgages are, by nature, higher risk than first mortgages. As such, they are tougher to qualify for.
http://www.canadianmortgagesinc.ca/home_refinancing/self_employed.html
2nd Mortgage Refinance
If you’re looking to refinance with a second mortgage, CMI is your mortgage broker of choice.
http://www.canadianmortgagesinc.ca/home_refinancing/2nd_mortgage_refinancing.html
Home Mortgage Refinancing
What can home mortgage refinancing do for you? For starters, it can save you money.
http://www.canadianmortgagesinc.ca/home_refinancing/mortgage.html
Investment Property Lending
When you are looking at purchasing a rental property, it's substantially more complicated than financing a home that you plan to live in.
http://www.canadianmortgagesinc.ca/home_refinancing/investment_property_lending.html
Bad Credit Loans
If your loan applications have been denied by traditional or subprime mortgage lenders, do not despair!
http://www.canadianmortgagesinc.ca/home_refinancing/bad_credit_loans.html
Construction Loans
Construction Loans
With over 30 years of diverse real estate experience, including a mortgage broker with a professional engineering background.
http://www.canadianmortgagesinc.ca/construction_loans/
Financing Building a New Home
The decision to have a custom home built for you, or to build one yourself, is just the first step in a complex development and construction process.
http://www.canadianmortgagesinc.ca/construction_loans/financing_building_a_new_home.html
Construction Mortgages
Are you a commercial builder seeking a finance partner? Maybe you are looking to build or renovate a home for resale purposes?
http://www.canadianmortgagesinc.ca/construction_loans/mortgage.html
Construction Loan Mortgages
Turnkey construction mortgages are best thought of as “all-in-one” construction loans.
http://www.canadianmortgagesinc.ca/construction_loans/loan_mortgage.html
Builder Loans
CMI offers builder loans that make the demolition and rebuild process easier.
http://www.canadianmortgagesinc.ca/construction_loans/builder.html
Bad Credit Construction Loans
Private construction mortgages are specialized mortgage loans provided by CMI’s access to a wide network of non-bank lenders.
http://www.canadianmortgagesinc.ca/construction_loans/bad_credit.html
2nd Home Financing
Whether you are looking for a weekend getaway property for skiing, water sports or just a property outside the city’s confines to escape the hectic city life, CMI has the products available to help you make this dream a reality.
http://www.canadianmortgagesinc.ca/construction_loans/2nd_home_financing.html
Land Financing Options
CMI has multiple programs specifically designed around raw land and building lots.
http://www.canadianmortgagesinc.ca/construction_loans/land_financing_options.html
Home Mortgage
Home Mortgage
The terms and conditions offered for your home mortgage will vary depending on the lender you choose.
http://www.canadianmortgagesinc.ca/home_mortgage/
Buying Your First Home
Buying your first home should be a momentous and joyous occasion.
http://www.canadianmortgagesinc.ca/home_mortgage/buying_your_first_home.html
First Home Loans
Venturing into the real estate market for the first time can be an intimidating experience.
http://www.canadianmortgagesinc.ca/home_mortgage/first_home_loans.html
Vacation Home Mortgage Loans
Whether you are looking for a weekend getaway property for skiing, water sports or just a property outside the city’s confines to escape the hectic city life.
http://www.canadianmortgagesinc.ca/home_mortgage/vacation_home_loans.html
Investment Home Financing
As the housing market continues to soar in value, many entrepreneurial minded individual’s see opportunity.
http://www.canadianmortgagesinc.ca/home_mortgage/investment_home_financing.html
Bad Credit Mortgages
Being denied a mortgage can be a devastating experience.
http://www.canadianmortgagesinc.ca/home_mortgage/bad_credit.html
First-Time Home Buyers
You’re ready to take the plunge and buy your first home. What do you do now?
http://www.canadianmortgagesinc.ca/home_mortgage/first_time_home_buyers.html
Line of Credit
Line of Credit
A home equity line of credit from CMI offers you ready access to credit, whenever you need it.
http://www.canadianmortgagesinc.ca/line_of_credit/
Bad Credit Mortgage
If you have a poor credit rating but need a mortgage or loan, what can you do?
http://www.canadianmortgagesinc.ca/line_of_credit/bad_credit_mortgage.html
Secured Credit Loan
Whether you are planning a home renovation, want to invest in your own business, or need cash to help pay off debts.
http://www.canadianmortgagesinc.ca/line_of_credit/secured_credit_loan.html
Secured Line of Credit
What can a CMI secured line of credit offer you? Access to flexible credit without the high interest rates of unsecured debts like credit cards.
http://www.canadianmortgagesinc.ca/line_of_credit/secured_line_of_credit.html
Secured Personal Loans
What is the difference between a secured personal loan and one that is unsecured?
http://www.canadianmortgagesinc.ca/line_of_credit/secured_personal_loans.html
Secured Credit Canada
Home equity lines of credit are a great solution to home owners who are looking for flexible borrowing solutions.
http://www.canadianmortgagesinc.ca/line_of_credit/secured_credit_canada.html
Home Renovation Loans
Home Renovation Loans
One sure way to increase the value of your home is by upgrading or remodelling.
http://www.canadianmortgagesinc.ca/home_renovation/
Home Remodelling Loans
Making changes to your home can increase its value and boost its selling price when you put it on the market. But home renovations are expensive.
http://www.canadianmortgagesinc.ca/home_renovation/home_remodelling_loans.html
Home Improvement Loans
You've carefully planned all the details of your home renovation, and you can't wait to get started. Now all you need is the financing.
http://www.canadianmortgagesinc.ca/home_renovation/home_improvement_loans.html
Home Renovation Mortgages
Home renovation mortgages from CMI can give you the capital you need at a rate you can afford.
http://www.canadianmortgagesinc.ca/home_renovation/home_renovation_mortgages.html
About CMI
About CMI | Canadian Mortgages Inc
Let CMI Help Clear Your Debts, Finance Your Family Business or Renovate Your Home. Call Us Today at 1 888 465-1432
http://www.canadianmortgagesinc.ca/about.html
Mortgage Lenders - Get Canadian Brokers Working For You
CMI Mortgage Lenders Do All The Time Consuming Research So You Don’t Have To. Call Today For a Free Mortgage Consultation at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/about_CMI/mortgage_lenders.html
Privacy Policy
Our Privacy Policy is designed to assist you in understanding how we collect and use the personal information you provide to us and to assist you in making informed decisions when using our site and our products and services.
http://www.canadianmortgagesinc.ca/privacy_policy.html
CMI Complaints Process
The initial response to a Complaint related to an ongoing mortgage transaction, being conducted by any CMI registered Agent or Broker.
http://www.canadianmortgagesinc.ca/complaints-process.html
Mortgage Information
Mortgage Information in Canada | The Latest Home Financing News
Mortgage Information in Canada – Get Current Canadian Financial News To Help Make Your Home Purchasing Decision. Call Us Today at 1 888 465–1432.
http://www.canadianmortgagesinc.ca/information/
How Do I Negotiate a Mortgage Refinance When I Have Lost My Job?
Work With a CMI Mortgage Broker to Learn How to Negotiate a Mortgage Refinance After You Have Lost Your Job.
http://www.canadianmortgagesinc.ca/information/how_to_negotiate_your_mortgage_refinance_if_you_lose_your_job.html
Yes, You Can Still Purchase a Home if You Have Debt!
Ask One of Our CMI Mortgage Brokers if You Can Purchase a Home If You Still Have Debt and They Will Provide You With All the Answers You Need to Make an Informed Decision.
http://www.canadianmortgagesinc.ca/information/find_out_if_you_can_still_purchase_a_home.html
CMI Explains Refinancing a Mortgage
Home Financing Can Get Complicated. That’s Why Our CMI Mortgage Brokers are Trained to Explain Financing Options Including Refinancing a Mortgage.
http://www.canadianmortgagesinc.ca/information/cmi_explains_refinancing_a_mortgage.html
Get the Best Fixed–Rate Mortgage Available
Work with a CMI Mortgage Broker to Get the Best Fixed–Rate Mortgage Available in Canada.
http://www.canadianmortgagesinc.ca/information/get_the_best_fixed_rate_mortgage.html
How Are Mortgage Rates Determined?
Ask a CMI Mortgage Broker How Mortgage Rates are Determined So You Can Make Better Decisions about Your Home Financing.
http://www.canadianmortgagesinc.ca/information/how_are_mortgage_rates_determined.html
The Pros & Cons of Cash–Out Refinance
Cash Out Refinance is Not for Everyone. Talk to a CMI Mortgage Broker to Find Out if it is Right for you.
http://www.canadianmortgagesinc.ca/information/pros_cons_of_cash_out_refinance.html
CMI Guarantees You the Lowest Mortgage Rates
Learn How a CMI Mortgage Broker Can Help you Get the Lowest Mortgage Rate Possible by Negotiating on Your Behalf with Canada’s Leading Lenders.
http://www.canadianmortgagesinc.ca/information/get_the_lowest_mortgage_rate_possible.html
How Do I Negotiate a Mortgage Refinance if I’ve Lost My Job?
Get One of CMI’s Experienced Mortgage Brokers to Help you Negotiate a Better Rate on Your Mortgage Refinance If You Lose Your Job.
http://www.canadianmortgagesinc.ca/information/learn_how_to_negotiate_your_mortgage.html
Can You Sell Your House and Retain a Prior Mortgage?
Get one of CMI’s Seasoned Mortgage Brokers Can Help You Sell Your House and Keep Your Prior Mortgage So You Can Take Your Rate With You When You Move.
http://www.canadianmortgagesinc.ca/information/can_you_sell_your_house_and_retain_a_prior_mortgage.html
How Are Mortgage Rates Determined?
Ask one of CMI’s Professional Mortgage Brokers to Explain How Mortgages are Determined So They Can Help Get You a Better Interest Rate.
http://www.canadianmortgagesinc.ca/information/learn_how_mortgages_are_determined.html
How Much Can I Borrow for My Mortgage?
Learn How a CMI Mortgage Broker Can Help You Decide Much You Can Borrow
With a Mortgage Loan.
http://www.canadianmortgagesinc.ca/information/how_much_can_i_borrow_for_my_mortgage.html
Mortgage Interest Rate Trends in Canada
Get the Latest Update on Mortgage Interest Rate Trends in Canada from Your Canadian Mortgage Broker at CMI.
http://www.canadianmortgagesinc.ca/information/mortgage_interest_rate_trends_in_canada.html
How to Calculate Mortgage Payments
Learn How to Calculate Complex Mortgage Payments from A Professional Mortgage Broker at CMI.
http://www.canadianmortgagesinc.ca/information/how_to_calculate_mortgage_payments.html
Understanding Mortgage Loans
Understanding Mortgage Loans Can is Difficult Without the Help of a Professional. Ask one of CMI’s Mortgage Brokers How They How They Can Help You Save Money.
http://www.canadianmortgagesinc.ca/information/understanding_mortgage_loans_is_key.html
Where are Mortgage Rates Headed Today?
Save Money by Knowing Where Mortgage Rates are Headed by Talking with a Professional Mortgage Broker from Canadian Mortgages Inc.
http://www.canadianmortgagesinc.ca/information/where_mortgage_rates_are_headed.html
How To Pay Off Your Mortgage Early and Save Thousands
Learn How to Pay Off Your Mortgage Early and Save Money with the Help of a CMI Mortgage Broker.
http://www.canadianmortgagesinc.ca/information/how_to_pay_off_your_mortgage_early.html
Talk to Canadian Mortgages Inc. for Low Mortgage Rates
Let a CMI Mortgage Broker Research the Best Mortgages for Your Situation and Negotiate Low Mortgage Rates on Your Behalf.
http://www.canadianmortgagesinc.ca/information/canadian_mortgages_inc_for_low_mortgage_rates.html
Is it Time to Remortgage?
A CMI Mortgage Broker Can Help You Remortgage at the Right Time so You Can Save Thousands of Dollars Over the Life of Your Mortgage.
http://www.canadianmortgagesinc.ca/information/is_it_time_to_remortgage.html
Get Connected to the Professionals You Need at the CMI Mortgage Centre
Learn How Dozens of CMI Partners Can Help You Save Time and Money Through the CMI Mortgage Centre and Negotiate a Great Mortgage Rate for You at the Same Time.
http://www.canadianmortgagesinc.ca/information/get_connected_to_the_professionals.html
Obtaining Competitive Mortgage Rates Can be Easy
CMI Can Help You Obtain Competitive Mortgage Rates so You Can Save Thousands of Dollars Over the Life of Your Mortgage.
http://www.canadianmortgagesinc.ca/information/obtaining_competitive_mortgage_rates.html
Talk to Canadian Mortgages Inc. About Refinancing Your Mortgage
Free Up the Money You Need For To Reduce Debt, Pay for Education or Start a Small Business by Refinancing Your Mortgage.
http://www.canadianmortgagesinc.ca/information/canadian_mortgages_refinancing_mortgage.html
Getting the Lowest Interest Rates Possible through CMI
CMI Can Negotiate the Lowest Interest Rates for Your Home Mortgage or Loan, So You Pay Less Interest on Your Monthly Mortgage Payment.
http://www.canadianmortgagesinc.ca/information/getting_the_lowest_interest_rates.html
CMI Can Find a Mortgage Solution that is Right for You
Save Time and Money by Letting CMI do the Legwork for You by Negotiating the Best Interest Rate Possible for Your Financial Needs.
http://www.canadianmortgagesinc.ca/information/right_mortgage_solution.html
Mortgage Services from CMI: More Than Just a Brokerage Firm
CMI Provides a Complete Range of Mortgage Services That Save You Time and Money. Leave the Groundwork and Rate Negotiations to CMI.
http://www.canadianmortgagesinc.ca/information/mortgage_services.html
CMI's Years of Experience Means Better Mortgage Solutions and Rates
Learn How CMI's Wide Range of Mortgage Solutions can Save You Money.
http://www.canadianmortgagesinc.ca/information/cmi_years_of_experience.html
Mortgage Financing Options
Learn How Different Mortgage Financing Options Can Save you Money so you can Achieve Your Financial Goals.
http://www.canadianmortgagesinc.ca/information/mortgage_financing.html
Reliable Mortgage Advice
A CMI Mortgage Broker Will Give You Reliable Mortgage Advice That Will Make Your Financial Planning Less Daunting. Get Help from a Professional.
http://www.canadianmortgagesinc.ca/information/reliable_mortgage_advice.html
Simplifying the Mortgage Process
Online Mortgage - CMI Mortgage Broker Can Help Simplify the Mortgage Process by Helping you Through Every Step Along the Way So You Can Enjoy Your New Purchase.
http://www.canadianmortgagesinc.ca/information/online_mortgage.html
Finding the Perfect House Mortgage
A CMI Mortgage Broker Can Help you Find the Perfect House Mortgage so You Can enjoy Your New Property Without Worrying About Your Payments.
http://www.canadianmortgagesinc.ca/information/perfect_house_mortgage.html
Stay on Top of Mortgage Payments
Get Help Making Your Mortgage Payments on Time and Keep Your Good Credit Standing.
http://www.canadianmortgagesinc.ca/information/mortgage_payments.html
Choosing the Right Mortgage Agent
Your CMI Mortgage Agent is Certified to Bring you the Best Financing Available so you can Can Focus on Purchasing or Building Your New Home.
http://www.canadianmortgagesinc.ca/information/mortgage_agent.html
Canadian Mortgages Inc. can Help You Choose the Right Mortgage Amortization Schedule
A Mortgage Broker can Help you Choose the Right Amortization Schedule and Interest Rate so You Can Save Thousands of Dollars.
http://www.canadianmortgagesinc.ca/information/mortgage_amortization.html
Canadian Mortgages Inc. Can Help You Get Out of Debt
Debt Consolidation Loans Can Solve Many of Your Financial Issues that Have Been Thrust Upon You. We can Stop the Harassing Phone Calls and Help you Avoid Bankruptcy.
http://www.canadianmortgagesinc.ca/information/debt_consolidation.html
Refinance Your Mortgage through Canadian Mortgages Inc.
Refinance Your Mortgage - Get Better Terms and a Lower Finance Rate. Use our Online Calculator to Discover How Much You Can Save.
http://www.canadianmortgagesinc.ca/information/refinance.html
The Benefits of Private Mortgage Companies
Private Mortgage Companies Negotiate with Lenders So you get a Lower Loan Rate. CMI works with Over 250 Lenders to Save you Money.
http://www.canadianmortgagesinc.ca/information/private_mortgage_companies.html
How Can I Protect My Score?
Lear How You Can Protect Your Credit Score by Checking Your Rating With Equifax or TransUnion.
http://www.canadianmortgagesinc.ca/information/
protecting_your_credit_score_by_checking_your_rating.html
Real Estate Bubble - Are We Headed for a Housing Bubble?
Real Estate Bubble - Will Low Rates and High Real Estate Sales Create a Housing Bubble? Find Out What Our Experts Have to Say.
http://www.canadianmortgagesinc.ca/information/real_estate_bubble.html
Home Loans and Low Interest Rates: Good or Bad?
Getting a Home Loan at a Low Interest Has Never Been Easier. Our Certified Mortgage Brokers Can Help you Through the Process.
http://www.canadianmortgagesinc.ca/information/home_loans_and_low_interest_rates.html
Current Mortgage Rates - How Much Mortgage Can You Really Afford?
Current Mortgage Rates are Close to Historical Lows. Can you Afford to Spend as Much as You Have Been Pre-Approved for?
http://www.canadianmortgagesinc.ca/information/current_mortgage_rates_-_how_much_mortgage_can_you_really_afford.html
Choosing the Mortgage Term that is Right for You
Choosing the Right Mortgage Term is Important. Canadian Mortgages Inc can Guide you to Making a Decision that Will Save you Thousands.
http://www.canadianmortgagesinc.ca/information/choosing_mortgage_term.html
Mortgage Investments - Advantages of Portable Mortgages
Mortgage Investments are without a Doubt the Number 1 Investment you will Make in your Lifetime. Get Guidance from a Professional Mortgage Broker.
http://www.canadianmortgagesinc.ca/information/mortgage_investments_advantages.html
Buying a Home - Step by Step Process
Buying a Home can be a Joyful Experience. Here is a Step by Stress Process to Make your Next Home Purchase Less Stressful.
http://www.canadianmortgagesinc.ca/information/buying_a_home_step_by_step_process.html
Mortgage Insurance and Budgeting for an Added Expense
Mortgage Insurance Assures That Your Mortgage Will Be Paid Out if you are Unable to Make the Payments.
http://www.canadianmortgagesinc.ca/information/mortgage_insurance.html
Readying Yourself for Carrying a Mortgage
Carrying a Mortgage can be Easy if you Plan it Out Before You Buy a Home.
http://www.canadianmortgagesinc.ca/information/carrying_mortgage.html
The Increasing Popularity of Title Insurance
Purchasing Title Insurance is Mandatory These Days, Just ask Your Real Estate or Mortgage Broker.
http://www.canadianmortgagesinc.ca/information/title_insurance.html
Credit Scores Help Lenders Assess Your Credit Worthiness
Credit Scores can Make or Break Your Chances for a Great Mortgage Rate.
http://www.canadianmortgagesinc.ca/information/credit_scores.html
Home Improvements and Your Best Return on Investment
Home Improvements are Great Investments for the Long Term. Spend a Little Now and Win Big when You Sell Your Home.
http://www.canadianmortgagesinc.ca/information/home_improvements.html
Start Saving Now for Your First House
It goes without saying that a house is the biggest investment most of us will ever make.
http://www.canadianmortgagesinc.ca/information/start-saving-now-your-first-house.html
Definition of a Housing Bubble
Recent reports about the hot real estate market in Canada have generated a lot of discussion about whether or not we are seeing the beginnings of another housing bubble.
http://www.canadianmortgagesinc.ca/information/definition-housing-bubble.html
Mortgage Rates Higher but Still Affordable
With news of a strong Canadian housing market and the risk of a bubble, economists have begun discussing the need for an interest rate increase.
http://www.canadianmortgagesinc.ca/information/mortgage-rates-higher.html
Harmonized Sales Tax
Recently British Columbia has been the stage for angry consumer protests regarding the new harmonized sales tax that is going to hit B.C. and Ontario next July.
http://www.canadianmortgagesinc.ca/information/harmonized-sales-tax.html
Qualify For a Mortgage Online – Easy To Follow Loan Application
Qualify For a Mortgage Online With One of Over 250 CMI Lenders. Easy To Use Mortgage Application Makes Your Life Easier or Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/qualify_for_a_mortgage_online.html
Mortgage Comparison Made Easy – Canadian Mortgages Inc
CMI Makes Mortgage Comparison Easy With Mortgages Rate Tables, Free Mortgage Calculator and Application Form. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/mortgage_comparison_made_easy.html
Credit Repair & Debt Consolidation - Canadian Mortgages Inc
Let CMI Repair Your Credit with Our Debt Consolidation Program So You Can Start Living Again. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/credit_repair_debt_consolidation.html
Mortgages Made Easy With Canadian Mortgages Inc.
Mortgages are Made Easy with CMI’s Mortgage Professionals. CMI’s Network of Certified Consultants Will Help You Choose the Right Mortgage. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/mortgages_made_easy.html
Assumable Mortgages in Canada
Learn How Assumable Mortgages Can Help Sell Your Home and Get Free Advice From an Expert Mortgage Broker. Call Us Today at 1 (888) 465-1432.
http://www.canadianmortgagesinc.ca/information/assumable_mortgages_in_canada.html
Bridge Mortgages in Canada
Learn How Bridge Mortgages Can Help You Get Passed Your Short-Term Cash Flow Issues and Get Free Financial Advice From a Mortgage Expert. Call Us Today at 1 (888) 465-1432.
http://www.canadianmortgagesinc.ca/information/bridge_mortgages_in_canada.html
Mortgages Affordability Made Easy - Canadian Mortgages Inc.
Mortgage Affordability Made Easy By Certified Mortgage Professionals At CMI. Let CMI Do All The Work, Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/mortgages_affordability_made_easy.html
Adjustable Rate Mortgages | Is an ARM Right For You?
Adjustable Rate Mortgages - Learn How a CMI Mortgage Broker Can Help You Choose the Mortgage Product That is Best Suited to Your Circumstances and Risk Profile. Call 1 (888) 465-1432.
http://www.canadianmortgagesinc.ca/information/adjustable_rate_mortgages.html
First Mortgages | Get Access to Over 250 Canadian Lenders
Get Great Rates on First Mortgages while a CMI Mortgage Broker Provides You With Multiple Financing Offers. Call Us Today at 1 (888) 465-1432.
http://www.canadianmortgagesinc.ca/information/first_mortgages.html
Commercial Mortgages | Get The Right Financing For Your Project
Learn How a CMI Mortgage Broker Can Help You Choose the Right Mortgage to Make Your Project a Success. Call Us Today at 1 (888) 465-1432.
http://www.canadianmortgagesinc.ca/information/commercial_mortgages.html
Mortgage Specialists - Free Consultation From Canadian Mortgages Inc.
Let a Mortgage Specialist at Canadian Mortgages Inc give you a free consultation So You Can Get Affordable Home Financing. Call CMI Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/mortgage_specialists.html
Home Financing - Canadian Mortgages Inc.
Find Out Which Home Financing Product is Right For You. Call Our Canadian Mortgage Experts Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/home_financing.html
Get a Private Mortgage from Canadian Mortgages Inc.
Work With a Trusted Mortgage Professional at CMI and Get a Private Mortgage Through Our Huge Network of Private Lenders. Call Us Today at 1888 465-1432.
http://www.canadianmortgagesinc.ca/information/get_a_private_mortgage.html
Farm Mortgage | Financing
A CMI Farm Mortgage Will Help You Farm Better by Providing You With the Financing You Need To Be Successful. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/farm_mortgage_financing.html
Conventional Mortgage | Definition | Explanation
Learn What a Conventional Mortgage is and How it Effects the Average Canadian. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/conventional_mortgage.html
Interest Only Mortgage – Is it Right for You?
Learn how an interest only mortgage is well-suited to an individual who has equity in their property. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/interest_only_mortgage.html
Is a Variable Mortgage Right For You?
Learn How a Variable mortgages can be very cost effective for Canadians over the medium and long-term. Call Us Today at 1 888 465-1432.
http://www.canadianmortgagesinc.ca/information/variable_mortgage.html
Blog
Mortgage News in Canada
A blog about Canadian Mortgages from Canadian Mortgages Inc.
http://www.canadianmortgagesinc.ca/news/
March
Canada – Heading for a Housing Crises?
Canada May be Heading to a Housing Crises According to the IMF. Is There Anything We Can Do About it?
http://www.canadianmortgagesinc.ca/2010/03/canada-heading-for-a-housing-crises.html
Canadian Real Estate Market – Top Reasons Young Canadians Buying
Canadian Real Estate Market – Young People Leading the Charge.
http://www.canadianmortgagesinc.ca/2010/03/canadian-real-estate-market-top-reasons-young-canadians-buying.html
Beware of Losing Home Equity Due to Constant Home Buying and Selling
Losing Home Equity – Home Buying and Selling on a Continual Basis Can Eat up Your Home Equity. Hear What the Canadian Association of Mortgage Professionals Has to Say.
http://www.canadianmortgagesinc.ca/2010/03/beware-of-losing-home-equity-due-to-constant-home-buying-and-selling.html
Speculation on Canadian Mortgage Rates Continues
Interest Rates Heading up but When Will the Bank of Canada Pull the Trigger?
http://www.canadianmortgagesinc.ca/2010/03/speculation-on-canadian-mortgage-rates-continues.html
Great Time to Jump into the Housing Market with Low Rates
How Low Can Mortgage Rates Before New Mortgage Rules Take Effect?
http://www.canadianmortgagesinc.ca/2010/03/great-time-to-jump-into-the-housing-market-with-low-rates.html
5 Tips on How to Save Money on Your Mortgage
Save Money Over the Course of Your Mortgage by Following 5 Important Tips.
http://www.canadianmortgagesinc.ca/2010/03/5-tips-on-how-to-save-money-on-your-mortgage.html
Mortgage Interest Deductibility
Mortgage Interest Deductibility – Debate Continues in Canada
http://www.canadianmortgagesinc.ca/2010/03/mortgage-interest-deductibility.html
Finance Your First Home Through your RRSP
Learn How First Time Home Buyers Can Borrow from Their RRSP’s to Finance Home Purchases.
http://www.canadianmortgagesinc.ca/2010/03/finance-your-first-home-through-your-rrsp.html
Mortgage Rules – More Changes to Come in the Housing Market?
Mortgage Rules – More Measures May be on the Way.
http://www.canadianmortgagesinc.ca/2010/03/mortgage-rules-more-changes-to-come-in-housing-market.html
Housing Prices Rise for the Eighth Straight Month
Housing Prices – Low Interest Rates Keep Driving the Market.
http://www.canadianmortgagesinc.ca/2010/03/housing-prices-rise-for-the-eighth-straight-month.html
Canadian Home Buyers Moving Quickly in Toronto and Vancouver
Canadian Home Buyers – Rising Interest Rates, New Mortgage Rules and a Harmonized Sales Tax Push Buyers to Move Faster.
http://www.canadianmortgagesinc.ca/2010/03/canadian-home-buyers-moving-quickly-in-toronto-and-vancouver.html
Refinancing To Manage Your Debts
Refinancing in Canada – As of April 19, 2010, the feds will reduce the funds you can acquire through refinance from 95% of a home’s value to 90%.
http://www.canadianmortgagesinc.ca/2010/03/refinancing-in-canada-available-funds-dropping.html
Feburary
CMHC Needs to Reconsider Criteria
CMHC Needs to Reconsider Criteria – Dave Dodge, Former Head of the Bank of Canada Throws in His 2 Cents.
http://www.canadianmortgagesinc.ca/2010/03/cmhc-needs-to-reconsider-criteria.html
Real Estate Speculators Under Flaherty’s Microscope
The New Rule of 20% Down Payment Should Help Weed Out Real Estate Speculators and Bring Proces Down.
http://www.canadianmortgagesinc.ca/2010/02/real-estate-speculators-under-flahertys-microscope.html
Buyers Wary of Bidding Wars
Buyers are Wary of Bidding Wars in Toronto are Becoming Reluctant to Make the First Offer.
http://www.canadianmortgagesinc.ca/2010/02/buyers-wary-of-bidding-wars-on-toronto-condos.html
Canadian Home Buyer and Seller Tips
Canadian Home Buyer and Seller Tips – Dos and Don’ts of Home Buying and Selling.
http://www.canadianmortgagesinc.ca/2010/02/canadian-home-buyer-and-seller-tips.html
CMHC–Backed Mortgages – New Rules
CMHC–Backed Mortgages – Starting April 19, 2010 New Rules in Effect
http://www.canadianmortgagesinc.ca/2010/02/cmhc-backed-mortgages-new-rules.html
MLS – Realators Only?
MLS – Multiple Listing Service Challenged by the Canadian Competition Bureau.
http://www.canadianmortgagesinc.ca/2010/02/mls-realators-only.html
Record Breaking Existing Home Sales in Canada
The (CREA) Canadian Real Estate Association Expects Existing Home Sales to Top Last Year’s Levels.
http://www.canadianmortgagesinc.ca/2010/02/record-breaking-existing-home-sales-in-canada.html
ING Direct Opposes Changes to the Canadian Banking Rules
ING Direct Feels Canadian Banks Should be able to Govern Themselves.
http://www.canadianmortgagesinc.ca/2010/02/ing-direct-opposes-changes-to-the-canadian-banking-rules.html
Government Insured Mortgages
Government Insured Mortgages – If You Have Been Considering Refinancing Your Mortgage in Canada, the Time to Act is Now as Flaherty Changes Rules.
http://www.canadianmortgagesinc.ca/2010/02/government-insured-mortgages.html
Is Canada Making Mortgage Borrowing Tougher?
Finance Ministry to Revise How Banks Lend to Borrowers.
http://www.canadianmortgagesinc.ca/2010/02/is-mortgage-borrowing-getting-tougher-in-canada.html
Is the CMHC Pushing Canadians Towards a Time Bomb?
The CMHC Exists to Encourage to Canadians to Take Higher Risk Mortgages. In This Economy, That May Not be a Good Thing.
http://www.canadianmortgagesinc.ca/2010/02/is-the-cmhc-pushing-canadians-towards-a-time-bomb.html
Real Estate News for Toronto and Vancouver
Toronto and Vancouver Real Estate News – 2010 Market Opens With Sizzle.
http://www.canadianmortgagesinc.ca/2010/02/real-estate-news-for-toronto-and-vancouver.html
Can Securitization be a Good Thing?
Securitization Has Developed a Bad Reputation Over the Past 18 Months. But is it the Platform or the End User Causing the Problems?
http://www.canadianmortgagesinc.ca/2010/02/can-securitization-be-a-good-thing.html
Time to Reduce Personal Debt
Its Time to Start Thinking About Reducing Your Personal Debt With the Threat of Interest Rate Increases.
http://www.canadianmortgagesinc.ca/2010/02/time-to-reduce-personal-debt.html
How to Use the Equity in Your Home to Save for Retirement
Learn How to Use Home Equity to Top Up Your RRSP Before March 31st.
http://www.canadianmortgagesinc.ca/2010/02/how-to-use-the-equity-in-your-home-to-save-for-retirement.html
Canadian Banks in Favour of Government Changes to Mortgage Rules
Canadian Banks are Ready for Mortgage Rule Changes to Head Off the Housing Bubble.
http://www.canadianmortgagesinc.ca/2010/02/canadian-banks-in-favour-of-government-changes.html
How Will Consumer Debt of 145% Affect the Canadian Mortgage Market?
Canadian Mortgage Market – Canada’s Consumer Debt Ratio is one of the Highest in the World. How Will it Affect Canadian Mortgage Rules?
http://www.canadianmortgagesinc.ca/2010/02/how-will-consumer-debt-affect-the-canadian-mortgage-market.html
Canada: Good and Boring?
Recently, Paul Krugman, writer, columnist, and Nobel Prize Winner in Economic Sciences called Canada "good and boring".
http://www.canadianmortgagesinc.ca/2010/02/canada-good-and-boring.html
Borrowing From the Bank of Grandma?
Yesterday I wrote about how new homeowners were choosing longer amortization periods to free up cash flow and still be able to purchase real estate.
http://www.canadianmortgagesinc.ca/2010/02/borrowing-from-the-bank-of-grandma.html
Longer Amortizations Attract New Homebuyers
A friend of mine has a theory about why it’s so difficult for Generations X and Y to put together enough money for a traditional down payment on a house.
http://www.canadianmortgagesinc.ca/2010/02/longer-amortizations-attract-new-homebuyers.html
Variable–Rate Mortgages: Worth the Risk?
Yesterday I wrote about fixed–rate mortgages and the peace of mind that they provide to borrowers. Let’s take a look at the other mortgage option – variable–rate mortgages.
http://www.canadianmortgagesinc.ca/2010/02/variable-rate-mortgages-worth-the-risk.html
Fixed–Rate Mortgages: Worth the Peace of Mind?
My first piece of real estate was a downtown condo that I bought directly from the builder. I went with the standard five–year fixed–rate mortgage as it just seemed like the thing to do.
http://www.canadianmortgagesinc.ca/2010/02/fixedrate-mortgages-worth-the-peace-of-mind.html
January
News Flash: Vancouver is "Severely Unaffordable"
A survey ranked 272 metropolitan markets in Canada, the U.S. Ireland, the U.K., New Zealand and Australia.
http://www.canadianmortgagesinc.ca/2010/01/vancouver-is-severely-unaffordable.html
Canadian Interest Rates | Not Likely to Rise Soon
Canadian Interest Rates won’t Likely Rise Soon, According to the Bank of Canada and Economist David Rosenburg.
http://www.canadianmortgagesinc.ca/2010/01/canadian-interest-rates-not-likely-to-rise.html
Canadian Sub–prime Mortgage Crisis
When the sub–prime mortgage crisis battered the U.S. economy, Canadians felt safe that our banking practices were sound and that we couldn’t experience that type of crash here.
http://www.canadianmortgagesinc.ca/2010/01/canadian-subprime-mortgage-crisis.html
Mortgage/Housing Options For Canadians Abound
When today’s headlines all seem to be filled with distressing financial news, and so much of it is centered about the collapse of the housing market.
http://www.canadianmortgagesinc.ca/2010/01/mortgagehousing-options-for-canadians.html
GTA Home Prices to Decrease
According to housing analyst, Will Dunning, resale homes in the Greater Toronto Area are expected to decrease in 2010.
http://www.canadianmortgagesinc.ca/2010/01/gta-home-prices-to-decrease.html
Retiring to Small Town Canada
I’ve written before about the pros and cons of using real estate as a nest egg, but here’s a different perspective on it: small town Canada.
http://www.canadianmortgagesinc.ca/2010/01/retiring-to-small-town-canada.html
Use of Mortgage Brokers on the Rise
When I was contemplating my first mortgage – I did what my parents did – I went to my bank for my mortgage. It was something that seemed natural.
http://www.canadianmortgagesinc.ca/2010/01/use-of-mortgage-brokers-on-the-rise.html
Buying a Vacation Home
As interest rates remain steady on the Canadian housing market, more people are considering purchasing a vacation home.
http://www.canadianmortgagesinc.ca/2010/01/buying-a-vacation-home.html
Canada Home Refinancing
Home refinancing essentially means paying off your existing mortgage and taking out a new one.
http://www.canadianmortgagesinc.ca/2010/01/canada-home-refinancing.html
Adding Value to Your Basement
When I was looking for a home several years ago, I couldn’t believe how many houses had an "in–law suite" or basement apartment.
http://www.canadianmortgagesinc.ca/2010/01/adding-value-to-your-basement.html
Buying Your First Home
Buying a first home is one of the major steps you will make in life and most people will choose to purchase their first home as soon as they qualify for a mortgage.
http://www.canadianmortgagesinc.ca/2010/01/buying-your-first-home.html
Canadian Cities Likely to Lure Migrants
The report analyzed 50 cities in Canada on over 40 categories including economy, health, environment, education, innovation and housing to compile the cities most attractive to "skilled workers and mobile populations".
http://www.canadianmortgagesinc.ca/2010/01/canadian-cities-likely-to-lure-migrants.html
Report: Playing It Safe With Mortgages
A new report by The Canadian Association of Accredited Mortgage Professionals found that out of 40,000 loans issued in 2009 that 86 per cent of new mortgages were of the fixed–rate variety.
http://www.canadianmortgagesinc.ca/2010/01/report-playing-it-safe-with-mortgages.html
Bank of Canada: No Housing Bubble
Last week, the Bank of Canada dismissed the notion that Canada is heading into real estate bubble territory.
http://www.canadianmortgagesinc.ca/2010/01/bank-of-canada-no-housing-bubble.html
Consolidating Debt: To Do or Not to Do?
A couple of years ago I realized that somehow debt had crept up on me. More debt than I was comfortable carrying.
http://www.canadianmortgagesinc.ca/2010/01/consolidating-debt-to-do-or-not-to-do.html
A Different Look at Reverse Mortgages
I've come across a number of articles lately discussing the pros and cons of reverse mortgages.
http://www.canadianmortgagesinc.ca/2010/01/a-different-look-at-reverse-mortgages.html
Condo Owners and the HRTC
Time is running out for homeowners looking to take advantage of the Home Renovation Tax Credit (HRTC), which expires at the end of January.
http://www.canadianmortgagesinc.ca/2010/01/condo-owners-and-the-hrtc.html
Vancouver Home Prices Set to Rise
As if property in Vancouver didn't cost enough, now realty firm Royal LePage is predicting that real estate prices in the Metro Vancouver area will rise by 7.2 per cent in 2010.
http://www.canadianmortgagesinc.ca/2010/01/vancouver-home-prices-set-to-rise.html
New Record for Ottawa Home Sales
Last year saw the city of Ottawa set a new record for home sales, surpassing the previous record set in 2007.
http://www.canadianmortgagesinc.ca/2010/01/new-record-for-ottawa-home-sales.html
Preparing for Rising Interest Rates
As I've discussed before, there are now three certainties in life: death, taxes and rising interest rates. So what do we know about interest rates?
http://www.canadianmortgagesinc.ca/2010/01/preparing-for-rising-interest-rates.html
Flaherty Urged to Make Changes to Mortgage Regulations
Another day, another point of view about Finance Minister Jim Flaherty's warning that the government is considering making changes.
http://www.canadianmortgagesinc.ca/2010/01/flaherty-urged-to-make-changes-to-mortga.html
Flaherty Urged to Avoid Changes to Mortgage Regulations
With low mortgages rates pushing up housing prices, Finance Minister Jim Flaherty's recent public comments have sparked a debate about whether or not the government should step in.
http://www.canadianmortgagesinc.ca/2010/01/flaherty-urged-to-avoid-changes-to-mortg.html
No Space for Families in Condo Boom
In my early-twenties, I bought a condo in downtown Toronto. When I bought it, it was an empty lot.
http://www.canadianmortgagesinc.ca/2010/01/no-space-for-families-in-condo-boom.html
Recession Top News Story of 2009
As we begin 2010, I was not surprised to find that a survey of editors at Canwest News Service picked the recession as the top business story of 2009.
http://www.canadianmortgagesinc.ca/2010/01/recession-top-news-story-of-2009.html
December
"Off the Wall" Realtor Pranks Client
It's the Christmas season and everywhere people are wrapping presents big and small. Some are bigger than others, a lot bigger.
http://www.canadianmortgagesinc.ca/2009/12/off-the-wall-realtor-pranks-client.html
Is it Wise to Use Your Home as a Retirement Fund?
Almost none of my friends at this point in their lives work for an employer that has a pension plan. My parent's generation counted on having pensions when they retired.
http://www.canadianmortgagesinc.ca/2009/12/is-it-wise-to-use-your-home-as-a-retirem.html
Flaherty Says No Housing Bubble Yet
According to Finance Minister Jim Flaherty, the federal government is prepared to further reduce the conditions under which the Canada Mortgage Housing Corporation backs high-ratio mortgages.
http://www.canadianmortgagesinc.ca/2009/12/flaherty-says-no-housing-bubble-yet.html
Bank of Canada Off Base
By now, we've heard about the recent warning from the Bank of Canada regarding household debt being the biggest risk to the financial system.
http://www.canadianmortgagesinc.ca/2009/12/bank-of-canada-off-base.html
Canadian Banks Still At Risk
While banks in Canada have made it through the economic downturn relatively unscathed, there are likely to be some rough patches in the next year.
http://www.canadianmortgagesinc.ca/2009/12/canadian-banks-still-at-risk.html
Mortgages: Canada vs. U.S.
I've recently seen a number of articles discussing the differences between the Canadian and U.S. banking systems.
http://www.canadianmortgagesinc.ca/2009/12/mortgages-canada-vs-us.html
Canadian Home Buyers Still Anxious About Economy
Another day, another survey - this time real estate agents and mortgage brokers were asked to rank the biggest issues faced by home buyers over the past three months.
http://www.canadianmortgagesinc.ca/2009/12/canadian-home-buyers-still-anxious-about.html
Household Debt Up, But Still Manageable
I was interested to see that according to a new report from Statistics Canada that Canadians are deeper in debt than ever.
http://www.canadianmortgagesinc.ca/2009/12/household-debt-up-but-still-manageable.html
Controversial HST Comes Into Effect in July
The controversial harmonized sales tax (HST) was passed through legislature recently.
http://www.canadianmortgagesinc.ca/2009/12/controversial-hst-comes-into-effect-in-j.html
Bank of Canada Cautious About Personal Debt Risk
As anticipated, in keeping with its pledge to hold rates low until mid-2010, the Bank of Canada kept the benchmark over-night lending rate at 0.25 per cent.
http://www.canadianmortgagesinc.ca/2009/12/bank-of-canada-cautious-about-personal-d.html
2009: The Year of Rising House Prices
I was standing in line at Starbucks the other day when glancing at the cover of the Globe and Mail I couldn't help but notice the gigantic headline under Colin Firth's smirking face
http://www.canadianmortgagesinc.ca/2009/12/2009-the-year-of-rising-house-prices.html
Using Investment Property Equity for Education?
My financial broker tells me that I shouldn't worry too much about saving for my daughter's education right now, but should concentrate my money into my retirement fund.
http://www.canadianmortgagesinc.ca/2009/12/using-investment-property-equity-for-edu.html
Title Insurance and a Survey?
A couple of years ago, when I bought a house in a post-WWII development, I was amazed that part of the agreement to purchase consisted of a photocopied piece of paper dating to 1951 that was a hand drawn sketch of the property I was buying.
http://www.canadianmortgagesinc.ca/2009/12/title-insurance-and-a-survey.html
Toronto Sales for November Best Ever
I recently wrote about the November housing sales numbers released by the Real Estate Board of Greater Vancouver that stated that Vancouver had experienced the third best November for housing sales on record.
http://www.canadianmortgagesinc.ca/2009/12/toronto-sales-for-november-best-ever.html
Canadians Optimistic About Housing Market
Last month the Canadian Association of Accredited Mortgage Professionals (CAAMP) released their Annual State of the Residential Mortgage Market in Canada report.
http://www.canadianmortgagesinc.ca/2009/12/canadians-optimistic-about-housing-marke.html
Residential Housing Market Still Going Strong
It seems that all the doom and gloom about the current economic downturn hasn't dampened consumer demand for residential properties.
http://www.canadianmortgagesinc.ca/2009/12/residential-housing-market-still-going-s.html
The Commission Controversy
My parents just sold the house where they'd lived for close to thirty years. Like a lot of retired people, they wanted to live closer to their grandchildren.
http://www.canadianmortgagesinc.ca/2009/12/the-commission-controversy.html
MLS Tops Finance Related Internet Searches
Is it that time again? It seems that the year is barely started and before you know it it's already over. This can mean only one thing: it's time for the top 10 lists to begin.
http://www.canadianmortgagesinc.ca/2009/12/mls-tops-finance-related-internet-search.html
What's the Score?
I was thrilled when I was finally able to pay off the last of my student loan. About a year later I started getting calls from a collections agency asking why I had stopped making payments on that loan.
http://www.canadianmortgagesinc.ca/2009/12/whats-the-score.html
Home Renovation Tax Credit - It's Not Too Late to Renovate
I've noticed in the past couple of months various businesses specifically advertising products that are eligible for the Home Renovation Tax Credit (HRTC).
http://www.canadianmortgagesinc.ca/2009/12/home-renovation-tax-credit.html
Home Ownership Costs on the Rise
While I knew that home ownership was taking a huge chunk out of my budget every month, I didn't realize just how much.
http://www.canadianmortgagesinc.ca/2009/12/home-ownership-costs-on-the-rise.html
Real Estate Jackpot: Toronto Islands Edition
A summer ritual for many people in Toronto is making the short trip on Lake Ontario by crowded ferry to the Toronto Islands.
http://www.canadianmortgagesinc.ca/2009/12/real-estate-jackpot-toronto-islands-edit.html
November
Bubble-Free Property Investing
I have to admit that I've been avoiding looking at my mutual fund statements lately what with the stock markets tendency to yo-yo from day to day.
http://www.canadianmortgagesinc.ca/2009/11/bubblefree-property-investing.html
Use the (Market) Force, Luke
I've heard of people waiting in lines for days to buy concert tickets or the newest video game. Let's not even discuss the madness that preceded the Star Wars prequels.
http://www.canadianmortgagesinc.ca/2009/11/use-the-market-force-luke.html
Real Estate Bubble: The B-Word
With rock bottom interest rates and real estate sales on a sharp upswing, is it possible that Canada is in, or headed for, a real estate bubble?
http://www.canadianmortgagesinc.ca/2009/11/real-estate-bubble-the-bword.html
Low Interest Rates: Good or Bad?
You found that perfect house or at the very least the house that you want to make a home.
http://www.canadianmortgagesinc.ca/2009/11/low-interest-rates-good-or-bad.html
How Much Can You Really Afford?
You're finally ready to buy a home and with interest rates close to historical lows it seems like a good time to dip your toes into the real estate pool.
http://www.canadianmortgagesinc.ca/2009/11/how-much-can-you-really-afford.html
Competition Bureau Targets Real Estate Fees
The Canadian Competition Bureau is taking aim at the Canadian Real Estate Association and the fees charged to sellers for the sale of property.
http://www.canadianmortgagesinc.ca/2009/11/competition-bureau-targets-real-estate.html
Eggs, Milk, Bread, Mortgage...?
Word on the street has it that some 30 new applications for banking and trust licences are patiently waiting for the seal of approval from the Office of the Superintendent of Financial Institutions Canada.
http://www.canadianmortgagesinc.ca/2009/11/eggs-milk-bread-mortgage.html
25 Years and Debiting
Do you remember the first time you took out your debit card at a cash register, and used it to pay for your purchase? The nervous anticipation as you watched that little screen until it finally flashed, "Approved".
http://www.canadianmortgagesinc.ca/2009/11/25-years-and-debiting.html
Finally, Finance 101 for Ontario Kids
During the economic downturn in Canada, studies revealed that far too many Canadians were caught with too much debt and not enough savings. The Ontario school system is now taking on the challenge of teaching our kids some financial literacy, in a program to be rolled out in September 2011.
http://www.canadianmortgagesinc.ca/2009/11/finally-finance-101-for-ontario-kids.html
RBC Drops the rate for Secured Lines
Ipsos-Reid conducted a poll from September 10th to 17th of this year on behalf of Royal Bank of Canada, to gather information about Canadians and the Tax-Free Savings Accounts.
http://www.canadianmortgagesinc.ca/2009/11/rbc-drops-the-rate-for-secured-lines.html
Canadian Tire Says Good-Bye to Mortgages
Canadian Tire Financial Services announced recently that they would be saying farewell to their Mortgage Department.
http://www.canadianmortgagesinc.ca/2009/11/canadian-tire-says-goodbye-to-mortgages.html
October
What can a Mortgage Broker do for you?
When reading your local real estate papers, you will have come across ads for mortgage brokers.
http://www.canadianmortgagesinc.ca/2009/10/what-can-a-mortgage-broker-do-for-you.html
Home renovations: Where to start?
The beauty of a new home is that you can basically turn the key in the lock, walk in, and start living in the house.
http://www.canadianmortgagesinc.ca/2009/10/home-renovations-where-to-start.html
Low Borrowing Rates Mean Higher Debts
A recent report by CIBC said that Canadian households have increased their debt loads in the first six months of the year by $44 billion. We have lower interest rates to thank for that.
http://www.canadianmortgagesinc.ca/2009/10/low-borrowing-rates-mean-higher-debts.html
Up, Up and Away Goes the Loonie
Canadians are once again mystified the Canadian dollar could be trading for 94 cents US. How is this possible? The truth is, it's not so much Canada being stronger, it's other countries, the United States in particular, hitting a weak spell.
http://www.canadianmortgagesinc.ca/2009/10/up-up-and-away-goes-the-loonie.html
Canadian ABM Turns the Big 4-0
Are we really closing in on forty years of automated bank machines? Yes, we are. On December 1, 1969, CIBC brought forth the first Canadian bank machine.
http://www.canadianmortgagesinc.ca/2009/10/canadian-abm-turns-the-big-40.html
Follow the Leader to Lower Variable Rates
I've said it before and I'll say it again; when one Canadian bank makes a mortgage move, the others will follow.
http://www.canadianmortgagesinc.ca/2009/10/follow-the-leader-to-lower-variable-rate.html
Lower Prices Mean Lower Value
Retail manufacturers are lowering prices in response to budget conscious consumers, but that does not mean they are taking the hit by lowering profits.
http://www.canadianmortgagesinc.ca/2009/10/lower-prices-mean-lower-value.html
Feds May Tighten the Leash on Bankers' Pay
The Canadian Minister of Finance, Jim Flaherty, made comments last week about stronger regulations regarding the bonuses that financial industry employees receive.
http://www.canadianmortgagesinc.ca/2009/10/feds-may-tighten-the-leash-on-bankers-pa.html
September
Canadian Economists Applaud Takeover of US Mortgage Firms
Good news emerges from the recent US Fed takeover of mortgage companies Fannie Mae and Freddie Mac. , Royal Bank of Canada (RBC) , TD and BMO were all on board with the move.
http://www.canadianmortgagesinc.ca/2008/09/canadian-economists-applaud-takeover-of.html
Mortgage Brokers Growing In Popularity
With an interest rate spread 1.75% (the spread between a mortgage broker interest rates and the posted rate), it is important as to shop around and make sure that your bank is working to earn your business.
http://www.canadianmortgagesinc.ca/2008/09/mortgage-brokers-growing-in-popularity.html
Home Mortgage Demand in Canada Still Strong
While the CIBC struggles to absorb large losses in its US investment portfolio, some banks continue to take enjoy the monetary stimulus coming from the Bank of Canada.
http://www.canadianmortgagesinc.ca/2008/09/home-mortgage-demand-in-canada-still-str.html
Is Canadian Construction Financing Drying Up?
Resistance to construction financing throughout Canada is making life difficult for small businesses and renovation firms.
http://www.canadianmortgagesinc.ca/2008/09/is-canadian-construction-financing-dryin.html
Bailout of US Mortgage Firms Designed to Ease Worry Over American Economy
The big news of the day is the US government'
http://www.canadianmortgagesinc.ca/2008/09/bailout-of-us-mortgage-firms-designed-to.html
Conditions are Right for Variable-Rate Mortgages
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http://www.canadianmortgagesinc.ca/2008/09/conditions-are-right-for-variablerate-mo.html
Canadian Mortgage and Real Estate Markets Considered Robust, Stable and Safe
The Canadian real estate sector remains the most stable in the Western world.
http://www.canadianmortgagesinc.ca/2008/09/canadian-mortgage-and-real-estate-market-1.html
September 2008 Archives
http://www.canadianmortgagesinc.ca/2008/09/
Great News for GTA Home Buyers
Among all the negative news about the economy, there is a bright spot for GTA home buyers.
http://www.canadianmortgagesinc.ca/2008/09/great-news-for-gta-home-buyers.html
Volume of Real Estate Transactions has Substantial Impact on Mortgage Industry and Wider Economy
What many of us may not know is how the number of real estate transactions affects the wider economy.
http://www.canadianmortgagesinc.ca/2008/09/volume-of-real-estate-transactions-has-s.html
Buyers' Market Creates Right Conditions for New Home Purchasing
When it comes to new home purchasing, the power has shifted to buyers.
http://www.canadianmortgagesinc.ca/2008/09/buyers-market-creates-right-conditions-f.html
August
No Recession Means Good News for Consumer Confidence in Mortgages and Real Estate
The market for mortgages and real estate will be buoyed somewhat by today's release of second quarter GDP data.
http://www.canadianmortgagesinc.ca/2008/08/no-recession-means-good-news-for-consume.html
Mortgage Affordability Reflected in New Home Values and Drop in New Home Construction
New statistics indicate there was a steep decline in new housing construction in July, while a modest rise in new house prices barely kept level with inflation.
http://www.canadianmortgagesinc.ca/2008/08/mortgage-affordability-reflected-in-new.html
Commercial Real Estate Off 2007 Pace But Commercial Mortgages Still Strong
Commercial real estate investment in fell sharply in the first six months of 2008 but the commercial mortgages sector will with stand this little storm nicely.
http://www.canadianmortgagesinc.ca/2008/08/commercial-real-estate-off-2007-pace-but.html
New Construction Slows, Reflects Balancing Market
Statistics Canada reports a 5.3% drop in new building permits for June. The decline reflects a balancing market, as the demand for commercial mortgages, construction and residential mortgages adjust to a balancing market.
http://www.canadianmortgagesinc.ca/2008/08/new-construction-slows-reflects-balancin.html
U.S. and Canadian Mortgage Comparison Key to Market Differences
Key differences between U.S. and Canadian mortgages and lending practices were recently highlighted by Nancy Hughes Anthony, president and CEO of the Canadian Bankers Association.
http://www.canadianmortgagesinc.ca/2008/08/us-and-canadian-mortgage-comparison-key.html
Canadian Home Financing Healthy... Despite Headlines
Canada's home financing market is fundamentally healthy . . . despite scary headlines that sell papers but do not reflect key differences between the U.S. and Canadian mortgages and home financing markets.
http://www.canadianmortgagesinc.ca/2008/08/canadian-home-financing-healthy-despite.html
Vacation Home Market Cools Slightly, Prices Still High
After years of accelerating, the market for recreational properties has slowed slightly, but continued high prices have kept the demand for vacation home mortgages strong.
http://www.canadianmortgagesinc.ca/2008/08/vacation-home-market-cools-slightly-pric.html
Lack of GST Rebate Affects New Home Purchasing
New home purchasing (as opposed to resale) is becoming an option for fewer people and it is not just because of high housing prices.
http://www.canadianmortgagesinc.ca/2008/08/lack-of-gst-rebate-affects-new-home-purc.html
July Price Drop Reflects Decreased Mortgage Affordability
The Canadian Real Estate Association reported yesterday that average house sale prices pulled back 3.6% from the record-levels set in July 2007.
http://www.canadianmortgagesinc.ca/2008/08/july-price-drop-reflects-decreased-mortg.html
July
Canadian Mortgage and Real Estate Markets Cooled, But Healthy
Mortgages and real estate markets in Canada appear to have settled out, according to reports from federal government and real estate industry sources.
http://www.canadianmortgagesinc.ca/2008/07/canadian-mortgage-and-real-estate-market.html
Mortgages Market Steadied by Bank of Canada Interest Rate Announcement
Bank of Canada keeps its main rate at 3%, despite mounting inflation, reflecting confidence in Canadian economy and steadying Canada's mortgages market - for now.
http://www.canadianmortgagesinc.ca/2008/07/mortgages-market-steadied-by-bank-of-can.html
Mortgages Rules Tightened Effective October 15th
Federal government tightens mortgage insurance rules to curtail 40-year mortgages and restrict no-money-down mortgages.
http://www.canadianmortgagesinc.ca/2008/07/mortgages-rules-tightened-effective-octo.html
Refinance Before July 15th Interest Rates Announcement
Canadians who need to refinance their mortgages should consider refinancing prior to July 15th
http://www.canadianmortgagesinc.ca/2008/07/refinance-before-july-15th-interest-rate.html
Construction Loans in Demand as Building Permit Requests Rise
The need for construction loans may be on the rise again
http://www.canadianmortgagesinc.ca/2008/07/construction-loans-in-demand-as-building-1.html
40 Year Mortgages Available in Canada . . . Until October 15th
40 year mortgages are still available from some lenders, although a number of banks and financial institutions have stopped approving extended amortizations in anticipation of revised mortgage insurance rules that come into effect October 15th.
http://www.canadianmortgagesinc.ca/2008/07/40-year-mortgages-available-in-canada-un.html
Refinancing Your Mortgage May Cost More in 2009
The cost of refinancing a mortgage is likely to go up next year.
http://www.canadianmortgagesinc.ca/2008/07/refinancing-your-mortgage-may-cost-more.html
July 2008 Archives
http://www.canadianmortgagesinc.ca/2008/07/
Canadian Mortgage Rates Likely to Hold 'Steady' For Now
Canadian mortgage rates are holding steady - at least for now.
http://www.canadianmortgagesinc.ca/2008/07/canadian-mortgage-rates-likely-to-hold-s.html
June
Great News For Canada's Mortgage and Real Estate Markets | Canadian Home Sales To Remain Strong
There was reassuring news on the wire today for Canadian mortgages and real estate markets. Canada's housing market appears to be rebounding from a rocky start to the year according to the latest numbers released June 18th by Statistics Canada,...
http://www.canadianmortgagesinc.ca/2008/06/great-news-for-canadas-mortgage-and-real.html
Mortgages and Real Estate Markets in Good Shape, Bank of Canada's Deputy Governor Assures Investment Industry
The Canadian mortgages market is
http://www.canadianmortgagesinc.ca/2008/06/mortgages-and-real-estate-markets-in-goo.html
Canadian Investment Property Market Buoyed by CMHC Rental Market Numbers
The CMHC's Spring 2008 Rental Market Report indicates Canada's investment property market remains healthy in most major centers. Statistics show that the average rental apartment vacancy rate declined by 0.2%, while average rent for existing two-bedroom rental units in Canada's 35 major centres increased 3.6% since April 2007.
http://www.canadianmortgagesinc.ca/2008/06/canadian-investment-property-market-buoy.html
Refinancing Your Home? Inflation Fears May Push Mortgage Rates Higher
Canadians weighing their home refinancing options should
http://www.canadianmortgagesinc.ca/2008/06/refinancing-your-home-inflation-fears-ma.html
Canada Mortgage Renewal Decisions Should Be Made Prior to July 15th
Canadians weighing mortgage renewal options should speak to their mortgage broker before July 15th when the Bank of Canada reconvenes to price its main lending rate. Bank of Canda Governor, Mark Carney, has made clear that fighting inflation is his first priority, and mortgage rates will likely rise further after the Bank's July 15th meeting.
http://www.canadianmortgagesinc.ca/2008/06/canada-mortgage-renewal-decisions-should-1.html
In Buying Your First Home and Choosing the Right Mortgage, The $64 Question is: Variable Rate or Fixed-Rate Mortgage?
If you are buying your first home or wrestling with choosing the right mortgage, Rob Carrick's
http://www.canadianmortgagesinc.ca/2008/06/in-buying-your-first-home-and-choosing-t.html
Fixed-Rate Canadian Mortgages May Be at Best Rate Now
If you are weighing a home purchasing decision, now is most likely the opportune time to take advantage and lock into near-historically low mortgage rates, given the voiced concerns of central bankers across the G7 about increases in inflationary pressures on our economies.
http://www.canadianmortgagesinc.ca/2008/06/fixedrate-canadian-mortgages-may-be-at-b.html
Canadian Mortgage Rates Remain Low as Bank of Canada Leaves Main Rate Unchanged
Canadian mortgages rates hold steady as Bank of Canada keeps its main rate at 3% amid mounting concern at the central bank over inflationary pressures. Bank of Canada announcement vexes analysts who did not pay attention to BofC Governor Mark Carney's recent concerns over inflation pressures.
http://www.canadianmortgagesinc.ca/2008/06/canadian-mortgage-rates-remain-low-as-ba.html
How Will Mortgage Rates Be Effected by What's Up the Bank of Canada's Sleeve?
Given recent spikes in gas and energy prices, it seems unlikely the Bank of Canada will go ahead with any further rate cut, however moderate. More likely, the BofC will opt to let sleeping interest rate dogs lie. In the longer term, however, Canadians can expect interest rates to climb from their current low levels. Those shopping for competitive mortgage rates should be talking to their mortgage broker or financial advisor to determine if now is the time to lock in to the current low rates.
http://www.canadianmortgagesinc.ca/2008/06/how-will-mortgage-rates-be-effected-by-w.html
May
'Freakonomics' of Canadian Mortgages and Real Estate Markets
http://www.canadianmortgagesinc.ca/2008/05/freakonomics-of-canadian-mortgages-and-r.html
Canadian Mortgages and Real Estate Markets 'Fundamentally Different' than U.S.
The market for Canadian mortgages and housing are fundamentally different form those in the U.S. according to Canadian Finance Minister, Jim Flaherty. Canada's economy is dong fine, according to Flaherty who highlighted fundamental differences between the state ofCanadian and U.S.mortgage markets in a recent address.
http://www.canadianmortgagesinc.ca/2008/05/canadian-mortgages-and-real-estate-marke.html
Canadian Mortgages Rate and Housing Price Increases Likely to Remain Low in '08 and '09
Canadian mortgage rates and increases in housing prices are likely to remain low and steady in the wake of the most recent Bank of Canada rate cut.
http://www.canadianmortgagesinc.ca/2008/05/canadian-mortgages-rate-and-housing-pric.html
Canadian Mortgages Advice for Boomers, Busters and Echoes
Advice with respect to strategies for investing in Canadian mortgages and housing will differ across generational lines for Baby Boomer, Baby Busters and Echoes. Talking to a Canadian mortgage broker about options to diversify real estate holdings and gain tax advantages by tapping housing capital through a home equity loan is a strategy for Boomers who have built up substantial equity in their primary residence.
http://www.canadianmortgagesinc.ca/2008/05/canadian-mortgages-advice-for-boomers-bu.html
Canadian Mortgage, Real Estate Markets not "Red-hot" but not "Ash-grey" Either
As Canadians examine their home refinancing and purchasing options, they can be assured that our assured Canadian markets are settling and won't 'flame-out' like those in the U.S., due largely to the attitudes of Canadian borrowers. Overall,
http://www.canadianmortgagesinc.ca/2008/05/canadian-mortgage-real-estate-markets-no.html
Mortgage Rate Speculation Put 'Into Play' by Bank of Canada Governor
Now may be the time to speak with your Canadian mortgage broker if you are considering whether to lock-in you current variable mortgage rate, as Bank of Canada Governor, Mark Carney voices concern about inflation days before the scheduled June 10th meeting of the Bank of Canada to set its main overnight lending rate.
http://www.canadianmortgagesinc.ca/2008/05/mortgage-rate-speculation-put-into-play.html
First Home Purchasing a Time for Seeking Mortgage Advice
The advice of an experienced Canadian mortgage broker on current mortgage options is highly recommended for first-time homebuyers making their initial home purchasing decision - a decision that may be the most crucial investment decision most people make.
http://www.canadianmortgagesinc.ca/2008/05/first-home-purchasing-a-time-for-seeking.html
April
Canadian Mortgage Market Buoyed by Rate Cut
Markets for Canadian mortgages were buoyed by the news that the Bank of Canada slashed its main overnight lending rate - the rate banks' credit unions and caisses depots use to set their mortgage rates for Canadian consumers.
http://www.canadianmortgagesinc.ca/2008/04/canadian-mortgage-market-buoyed-by-rate.html
Canadian Mortgage Market Healthy - Could Garth Turner be Mistaken?
The fundamental state and health of the markets for both Canadian mortgages and Canadian housing is much, much healthier than supposedly
http://www.canadianmortgagesinc.ca/2008/04/canadian-mortgage-market-healthy-could-g.html
Toronto Mortgage and Real Estate Analysis: Spring Trends Vary by Area
Listings, resales and price differentials in the Toronto real estate market each seem to be following their own pattern by specific area, as Canadian mortgages and housing markets come to grips with a slow start to the Spring selling season and prevailing bad news about housing and lending markets in the U.S.
http://www.canadianmortgagesinc.ca/2008/04/toronto-mortgage-and-real-estate-analysi.html
Canadian Mortgages Not Following South-of-the-Border Markets South
Despite press speculation that U.S. housing and mortgage woes will spread globally, the IMF suggests that Canadian housing prices are about 2.5% below what the market would otherwise expect, and fears that U.S. housing woes will spread north are very likely unfounded given the sounder basis of Canada's overall finances, particularly those of our federal and provincial governments.
http://www.canadianmortgagesinc.ca/2008/04/canadian-mortgages-not-following-southof.html
Mortgage Brokers Provide 'Savvy' in Shopping for Canadian Mortgages
The services of a Canadian mortgage broker can help finance-savvy Canadians tap into
http://www.canadianmortgagesinc.ca/2008/04/mortgage-brokers-provide-savvy-in-shoppi.html
What Mortgage Brokers and Homebuyers Need to Know About the ABCP Crunch
http://www.canadianmortgagesinc.ca/2008/04/mortgage-broker-info-on-abcp.html
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