Mortgage Tools
Mortgage News
- Condos in the Suburbs Gaining in Popularity
- Part 2 - Differences in U.S. and Canadian Mortgage and Housing Markets
- Differences in U.S. and Canadian Mortgage and Housing Markets - Part 1
- Using a Home Equity Line of Credit to Consolidate Credit Card Debt
- CIBC Chief Comments on Canadian Mortgage and Housing Markets
Ontario Mortgages for Less
Why wear yourself out looking for home financing? The certified brokers at CMI have a collective 30 years experience providing Ontario mortgages.
Canadian Mortgages Inc. will search the marketplace for you, finding you an affordable home loan with terms that suit your lifestyle. From our base in Toronto we work with clients in communities large and small across the province. Talk to us today about your home financing needs.
Ontario Mortgages
We are your Ontario mortgage experts,
sleep easy with CMI on your side!
A Network of Lenders for Ontario Mortgages
Unlike the mortgage specialist at your local bank branch, CMI brokers are not paid to sell the products of a particular financial institution. We shop around for you to find an affordable home financing solution.
Whether you are purchasing, refinancing or looking to use your home equity to pay off debts, we have a lender who can help. Our network of large and small, public and private lenders gives you access to over fifteen billion dollars in capital.
With so many lenders out there, you can be sure there will be competition for your business. And competition means lower rates and more flexibility for you.
Mortgage and Home Equity Products
At CMI we offer customized home financing plans that are tailored to your specific situation. Our Ontario mortgage specialists begin by assessing your finances. After learning more about your current situation and future goals, they will help you choose a suitable financial solution.
We offer a wide range of products, including:
- Mortgages for primary or secondary residences or vacation properties
- Mortgage renewals
- Refinancing and second mortgages
- Home equity loans and lines of credit
- Builder loans
Let us know your priorities and we can get the right terms for you: long amortizations to lower payments, shorter terms for faster payoff, high-ratio mortgages if your down payment is low.
Strong Credit or Poor Credit, Ontario Mortgages are Available
At CMI we specialize in “non-traditional” borrowers:
- Poor credit history or insufficient credit history
- Own your own business
- Get paid by commission
- Collecting disability or a pension
- Newly immigrated to the province
If you see yourself in this list, you are likely considered “high-risk” by traditional lenders and have probably had difficulty getting a mortgage. CMI can help you. Contact us for a free consultation and ask about:
- Bad credit mortgages or debt consolidation
- Mortgages for the self-employed with little or no income documentation required
- Mortgages for first-time buyers with no credit rating
Many of our lenders will lend more than a traditional bank at better rates. When you call for your free consultation, learn how you can receive between 75-100% of the home’s value, depending on your current finances.
Trust CMI for Affordable Ontario Mortgages
CMI is a fully insured brokerage staffed by AMP certified brokers. You can trust us to provide the attention you need and the solution that works best for you.
Contact us to get in touch today and get a no-charge, no-obligation consultation on all our Ontario mortgages.
