Mortgage Tools
The Benefits of Private Mortgage Companies
Private mortgage companies like Canadian Mortgages Inc. are independent brokerage firms, and since our accredited mortgage professionals are not employees of the institutions that grant loans, we are not required to sell the products of any particular lender. Instead, the mortgage brokers at CMI take the financial and lifestyle profiles of each client and work diligently to match that client with a lender that can provide the best terms, the lowest interest rates, and the most suitable mortgage products. In the 30 years we have been in business, we have built a large network of over 250 lenders that include:
- Insurance companies
- Investment trusts
- Private investors and lending groups
- Corporations
- Banks and traditional lending institutions
Private Mortgage Companies Help with More than Just Financing
CMI is an independent third party that can find thousands of financing products for our clients for the acquisition of commercial, rental, and residential properties. We have mortgage agents who specialize in different real estate fields, and who can also find construction, business, and land financing for your projects.
Our trained and certified brokers can provide expert advice on budgeting, payments, and mortgage preparation, and can help you determine the best kind of financing and the best mortgage product for your needs. And since our lenders are competing for your business, you will get the most options and the greatest rates and conditions on the market, which will save you thousands of dollars over the course of your mortgage.
Canadian Mortgages Inc. Offer Freedom and Choice
Like other independent mortgage companies, CMI has access to a wide range of mortgage products that include:
- First and second mortgages
- High ratio mortgages and refinancing
- Construction loans and mortgages for investment property acquisitions
- Home equity loan products
- Second home mortgages
Mortgage companies like ours also provide financing options for clients who have been declined by traditional lenders, or who are having trouble being approved for loans because they:
- Are first-time buyers without a substantial credit history
- Have declared bankruptcy
- Are self-employed and have not accurately documented their income
- Have a poor credit score
Getting the Advice You Need from Mortgage Professionals
At CMI, we do not believe in charging for standard mortgage services, and our brokers will not charge you a fee based on your mortgage rate the way a traditional lending institution would. Our brokers are selected based on knowledge and experience, and we pride ourselves on having mortgage agents that can help you with more than just financing.
If you need advice about a debt consolidation plan, credit repair advice, or what length of amortization period best suits your budget, schedule a free consultation with one of our agents, who will be more than happy to walk you through any questions or concerns you may have. With private mortgage companies like CMI, we want your property acquisition to be smooth and quick, so we guarantee you will hear back from us within 24 hours of submitting your mortgage application.
