Mortgage Services

The mortgage services provided by Canadian Mortgages Inc. extend far beyond just finding home financing for our clients. Our accredited and experienced Toronto mortgage brokers are also trained to help you with important matters like:

Mortgage preparation guidance
Calculating and budgeting for the additional costs of buying a home
Helping you create a mortgage repayment schedule
Telling you about homebuyer rebates and tax credit programs for which you could be eligible
Negotiating the best terms and rates on your behalf
Paying off your mortgage quicker
Improving your credit score

No matter what your financial history or current economic situation, and regardless of the type of home or property you are looking to finance, our certified and knowledgeable brokers can provide you with a wealth of information and advice about almost any mortgage-related issue.

CMI Mortgage Agents Can Help You Prepare and Plan for Your Mortgage

CMI brokers are skilled and experienced with mortgage preparation and accounting, and they use this expertise to help our clients make sure they are financially ready to take on home financing repayments. Our mortgage services include consultations, during which our mortgage agents can look at your personal finances and credit history to:

Evaluate your debt-to-income ratio
Determine the amount you can afford on your home
Assess the amount you can afford per month on mortgage payments, and determine an appropriate amortization period
Give you a quote regarding the amount of financing you will receive
Put together a repayment schedule for your mortgage and other bills

For clients who are facing money troubles, have experienced financial difficulties in the past, or who have been turned down by traditional lenders, talk to our knowledgeable and expert mortgage professionals about the steps you can take to improve your credit score and get your finances on track, so that you will be eligible for the most competitive terms and rates that our lenders have to offer.

The Added Costs of Buying a Home

There are many additional costs that must be factored into your financial plan when you are buying a home, and CMI mortgage services can make sure you account for these extra expenses, which include:

Title, mortgage, and property insurance
A home inspection and property appraisal
Repairs and maintenance
Legal fees
Registration fees and a land survey

How CMI Mortgage Services Can Save You Money

Thanks to the years of experience and the dedicated research of our brokers, CMI can tell you all about the various rebates and tax credits that are available to Canadian homebuyers. Be sure to ask your CMI mortgage professional about the:

Home Renovation Tax Credit
Home Buyers' Tax Credit
ecoENERGY Retrofit program

Along with the tax credit and rebate programs, ask your broker about other ways that CMI can help you save money on your home financing, and how you can pay off your mortgage quicker. We do not charge for our conventional mortgage services, so book your free consultation with one of our accredited brokers today and find out all the ways CMI can assist you with your home financing.

Mortgage Rates

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