What’s holding you back from home ownership? No down payment? No credit history? A tight budget for living expenses?
If you are in any of these situations, you may think that home ownership is an impossible dream. And if you have ever discussed mortgage financing with a bank, you may feel your chances are about zero.
Why not try a mortgage company instead of a traditional lender?
What Mortgage Companies Can Do for You
A mortgage company, or mortgage brokerage, is privately run and independent of traditional lenders like banks. Canadian Mortgages Inc. is one of the larger mortgage companies in Canada. We have a growing nationwide network of lenders ready to give you a chance.
Our lenders include traditional financial institutions, like banks, insurance companies and investment trusts. But we also have valuable partnerships with private individual lenders and lending groups who are willing to take on a little more risk when it comes to home financing.
Why should you trust mortgage companies like ours to succeed in getting you the financing you need for your new home? Here are just a few reasons:
- We are free agents with no obligation to push one lender’s loan products.
- We do all of the work for you, from finding a lender to negotiating the best rates.
- We are AMP certified, which means we hold to a strict code of ethics that ensures you get service of the highest quality that meets stringent professional standards.
One-Stop Shop for Home Financing
What kind of financing are you seeking?
- First mortgage for your new home
- Second mortgage
- Mortgage refinancing
- Mortgage renewals
- Construction mortgages
- Vacation home mortgages
- Financing for an income property
- Home equity loan
CMI offers all of these products and, what’s more, we custom fit each one to your personal needs:
- If you have a troubled credit history, we can incorporate debt consolidation into your financing plan.
- If you are self-employed or work in commission-based sales business, we can find you a lender that understands the fluctuations in your income.
- If you want to investigate your options for financing a home renovation or paying for your child’s tuition, we can find the right home equity loan product for you.
Unlike traditional lenders, mortgage companies have the flexibility to provide consumers with unique financing options that pertain to your specific financial situation. Just look at what our lenders can offer:
- High ratio mortgages at up to 100%
- Lines of credit up to 90%
- Insured second mortgages at up to 95%
- Longer amortizations and flexible loan terms
Want to learn more? Call 1 888-465-1432 for more information.







