Mortgage Tools
The Best Mortgages for Your Situation
The mortgage professionals at Canadian Mortgages Inc. work with a large number and variety of lenders, and have the training and experience necessary to guarantee you a low mortgage with better terms and rates than anywhere else. At CMI, we have partnered with all kinds of private, traditional, and non-conventional lenders who offer mortgage products of all sorts, including:
- Renewals and refinances
- First and second mortgages
- Vacation home, second home, and rental property financing
- Home equity products and lines of credit
- High ratio and interest-only mortgages, as well as bad credit lending solutions
- Reverse mortgages
- Farm and commercial mortgages
- Building loans and financing for self-build projects
Why CMI is Your Best Bet for a Low Mortgage
CMI is a private brokerage firm, and our mortgage professionals are not obliged to sell the mortgage products of any one lender the way that the mortgage specialists at a bank must sell that institution's products. Instead, we have over 250 lending partners that offer our clients competitive mortgage solutions and rates, and our accredited mortgage brokers will filter through the thousands of mortgage solutions available to find the one that is most suitable for your circumstances. And since we offer our lending partners so many satisfied customers every year, CMI is privy to discounts and excellent rates that are not available through traditional lenders. In fact, your own bank will give you better rates through a CMI broker than that financial institution's own mortgage specialists could offer.
A Low Mortgage Available for Every Borrower
For over 30 years, CMI has been specializing in finding favourable home financing for all kinds of borrowers, from first-time buyers to seasoned real estate veterans to people looking to take advantage of their home equity. Our brokers have concentrations in various fields of real estate, including personal accounting and credit repair, construction and commercial property financing, and finding financing options for high-risk borrowers.
Especially if you are a first-time buyer, have had money troubles in the past, or do not have a perfect credit score or history, chances are you will have difficulty obtaining affordable home financing from traditional lenders. But CMI's highly trained and knowledgeable brokers have experience finding loan products to suit any budget, and can get you a low mortgage that will accommodate your individual financial needs.
Why the Best Mortgage Terms and Rates are so Important for Your Financial Future
The interest rate on your mortgage and the terms dictating your repayment schedule will have an immense impact on your personal finances for years into the future, so getting the lowest mortgage rate is extremely important, and could save you hundreds of thousands of dollars over the life of your mortgage. Similarly, the quicker you pay off your mortgage, the sooner you will build equity in your home, which you can turn into disposable income through home equity loan products.
CMI believes that every borrower should have access to an affordable low mortgage, and our brokers will search through loan products from hundreds of lenders to find you the most suitable and favourable financing options for the purchase of your home.
